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Anchorwood Lending

GUILFORD COUNTY · NORTH CAROLINA

Hard Money Loans in Greensboro, NC

Fix-and-flip lending for investors buying through an LLC in Guilford County.

Start your application

Three quick questions, then the deal details. A real person — not a call center — follows up.

Business-purpose loans to LLCs and other entities only. No owner-occupied loans. Soft credit check at application.

Greensboro investors and our program

Greensboro is the seat of Guilford County and one of the three cities of the Piedmont Triad, alongside Winston-Salem and High Point. Anchorwood Lending makes business-purpose loans to investors renovating residential property here.

Our borrowers are LLCs and other legal entities running fix-and-flip or value-add projects. We do not make loans to individuals for personal or owner-occupied use.

Each loan is secured by a first-position deed of trust and closed through a North Carolina attorney, with rehab funds released in draws against completed work rather than advanced at closing.

Start a loan application or read more about how we lend across North Carolina.

HOW IT WORKS

Contract to payoff, in five steps.

Underwriting in 1–2 business days. Closings in Greensboro run through a local attorney, and can happen in as few as 5 days when your documents are in order.

  1. 01

    Apply

    Quick call, then a short application: deal details, LLC docs, soft credit check.

  2. 02

    Term sheet

    We review your comps and scope, run our own numbers, and put terms in writing.

  3. 03

    Attorney closing

    Your local closing attorney runs it. We wire once title, insurance and the HUD check out.

  4. 04

    Draws in the portal

    Upload photos of completed work. Draws release within 1–2 business days.

  5. 05

    Payoff at sale

    Balance and deferred interest settle on the HUD when the house sells.

WHO WE LEND TO

Business-purpose borrowers in Greensboro

Anchorwood lends to LLCs and other legal entities only. We do not make consumer loans and we do not finance owner-occupied property.

Loan program

What a Greensboro loan costs

One fix-and-flip product, priced the same way for every borrower. You know what the money costs before you apply.

Months 1–6 · $0 due

No monthly payments while you renovate.

During a rehab in Greensboro, every dollar that goes to a lender is a dollar that is not buying cabinets or paying a sub. For qualified borrowers we let the first six months of interest accrue and collect it at payoff, straight off the settlement statement when the property sells.

After month six the loan converts to monthly interest-only. Fast projects never get there.

Cash out of your pocket

$200,000 loan, fully drawn · 12% · months 1–6

Illustrative, assuming the full loan is drawn from day one. Interest accrues on the outstanding balance and is collected at payoff. Deferral available to qualified borrowers, subject to underwriting.

Greensboro FAQ

What do you need from me to quote a deal?
The address, purchase price, rehab scope and budget, your after-repair value estimate, and the entity taking title.
Is there a penalty for paying off in three months?
No. There is no prepayment penalty at any point in the term.
What kind of projects do you decline?
Anything consumer or owner-occupied, and deals where the scope or the after-repair value does not support the loan. We say so early rather than late.
Who reviews my application?
The people who make the decision on the loan, not a call center. Questions get answered the same day.
Do I need to have flipped before?
We look for at least one completed investment project in the last twelve months.

We also lend nearby

See every North Carolina market we lend in

Got a Greensboro deal under contract?

Send it over. We’ll tell you straight whether it works for us — and if it does, you’ll have terms in writing fast.

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Business-purpose loans to LLCs and other entities only. No owner-occupied loans. Soft credit check at application.